If you are unsure of how your financial affairs will be managed during your lifetime and who would make decisions about your care if you cannot make decisions for yourself, please read on.
During your lifetime there may come a time when you are unable to deal with your day to day financial affairs and care. When that time comes, if you have Lasting Powers of Attorney (LPAs) in place for both Property and Financial Affairs and Health and Welfare, your Attorney(s) can begin to deal with these vitally important matters for you.
An LPA for Property and Financial Affairs can be used by your Attorney(s) if you have lost mental capacity, as well as with your consent whilst you have mental capacity, for example if you were in hospital for a long period of time and could not physically get to the bank. On the other hand, an LPA for Health and Welfare can only be used if you have lost mental capacity.
If you do not have LPAs this means there is no one appointed to deal with your affairs or your care. Even your Next of Kin does not have the authority to deal with your financial affairs or make decisions about your care, even if you are married. This has recently been highlighted by the heartbreaking situation Kate Garraway unfortunately found herself in when she tried to deal with her husband’s affairs and care.
If this happens, your family members or close friends could apply to the Court of Protection for a Deputyship Order. This process is very lengthy and much more costly than making an LPA, as there are Court fees, maintenance fees and usually Solicitors fees involved. If there are no family members or close friends who wish to or are able to apply or the application is refused, then your affairs may be dealt with by the Local Authority.
Not having an LPA means that you do not get to choose who you would want to deal with your affairs and you have no control on what decisions are allowed to be made. Who would you want to deal with your money and property? Who would you want to make the decision about where you live? Who would you want to make the decision about hospital treatment?
Having an LPA gives you the choice on who you want to appoint as your Attorney(s), what decisions you wish for them to make and ensuring your wishes on how you would want your financial affairs and care to be dealt with if you could no longer make decisions for yourself.
If you lose mental capacity then unfortunately you cannot make an LPA, it will be too late. An LPA is there just in case and will give you peace of mind that your affairs and care will be dealt with by who you want and how you want. To avoid difficulties for you and your family later on, prepare for the future and ensure your needs and wishes will be met.
For further general information about LPAs click here: https://www.carpenterssolicitors.co.uk/services/lasting-powers-of-attorney
If you wish to discuss this further or instruct us to prepare LPAs for you, please do not hesitate to contact the Private Client team by email at LPAs@carpenterssolicitors.co.uk or by telephone on 020 8669 5145.Read More
In light of rising concerns surrounding the coronavirus (COVID-19), we want to assure you that Carpenter & Co is committed to maintaining business operations as usual. Our number one priority is the health and wellbeing of our clients and staff. With this in mind, we wanted to let you know what we are doing to keep everyone as safe as possible during this time.
We are not accepting “walk-ins” and we are not arranging face-to-face meetings. We have however the technology to have meetings via telephone conferencing and video calls.
What else are we doing?
- Our lawyers and staff are working from home wherever possible. Our operating model supports remote working. We are confident that clients will continue to be well served with limited disruption and delay;
- We are using digital technologies that support an enhanced connected experience;
- Our offices are no longer open to the public;
- No face-to-face meetings will take place at our offices;
- Regular updates for staff on government and company guidelines;
- Admin staff come in to the office as much as necessary to check the post and support our lawyers so they carry on working from home; and
- We are communicating regularly with staff as their welfare is our primary concern.
We are also able to advise clients in respect of the legal challenges they face due to COVID-19. So if you do need help, please give us a call on 020 8669 5145 or drop us an email at email@example.com.
Some of our clients have also used this opportunity to attend to legal matters that have been hanging over their heads, such as finalising their Wills, LPA’s, estate planning, cohabitation agreements, etc. If you need any assistance on any of the above, please do not hesitate to contact Luiza Lobo or Taynia Pemberton in our Private Client Team.
Our primary focus is to support our staff and to continue delivering the needs of our clients. We will continue to update you on developments at the earliest and most appropriate opportunity, and we would ask that you work with us during this time.
We are conscious that you are likely to be receiving a high volume of communications about COVID-19, but we hope the above provides you with the re-assurance that we can continue to partner together uninterrupted during this challenging time. If you have any further questions, please email Sue McCormack who will respond to you as soon as possible.
Carpenter & Co
Around 227,000 South Africans reside in the United Kingdom, probably one quarter of whom have undertaken national military service in the armed forces or the South African Police.
The South African Legion United Kingdom & Europe is an ex-servicemen’s association comprised of South African Military Veterans who have either served in South Africa’s security forces or in the British Armed Forces and who now reside in the United Kingdom and Europe.
South African forces fought with distinction in both World Wars, the Korean War and in the war to protect South Africa’s borders. They have a long and proud record of service, and an active programme of remembrance and social events in the United Kingdom.
Carpenter and Co are signatories to the Armed Forces Covenant and are proud to support British and Commonwealth veterans.Read More
We have participated once again in the St. Raphael’s Hospice “Make your Will Fortnight”. Under the terms of this scheme, for a period of two weeks, our Wills & Probate team prepared wills free of charge for a number of local people who each made a donation to the hospice.
We have been pleased to support a local charity and the sum raised this year was £480.
Carpenters have supported this scheme previously and we hope to take part in the Make your Will Fortnight again next year.
If you’re a first-time buyer, this event is for you.
A panel of friendly experts (including our own Rebecca Mabert) will give presentations. They also will be glad to answer all of your questions about getting on the property ladder – there is no such thing as a silly question.
- Place: The Ginger Frog, 53 Woodcote Road, Wallington SM6 0PH
- Time: Thursday 4th April, from 6:30pm to 8:30pm
- Booking: If you’d like to attend, email firstname.lastname@example.org for your free e-ticket.
But hurry! There are only 50 seats available.
See the image below for further details.Read More
Residential conveyancing is the legal process of purchasing or selling a house. Residential conveyancing can involve buying/selling Leasehold and Freehold properties or Shared Ownership.
Residential conveyancing plays a huge part it people’s lives. Whether it is buying your first home or selling and moving to a new one. It is most people’s dream to one day own their own home and there are options and ways to assist them in achieving their goals and getting onto the property ladder, such as a reduction in Stamp duty payable for first time buyers up to £300,000 or Help to Buy Schemes brought in by the government.
At Carpenter & Co we have an experienced team of Property Solicitors and Licensed Conveyancers. Our aim is to take away some of the stress and make your transaction as easy as we can for you, and to give you an efficient service for all your property needs.
Once we are instructed we aim to make things as simple as possible for you.
We also provide you with an easy to read written process of how a sale and purchase transaction works.
To help you manage the costs of conveyancing, we will provide you with a full written quotation at the start of the transaction. This quote will include a comprehensive breakdown of the costs and expenses you can expect to incur with no hidden costs.
We are happy to provide an oral and written quotation upon request – please contact Paul Verlander at email@example.com or telephone us on 020 8669 5145.Read More
For anyone who doesn’t have plans for Friday evening, please note that the Mayor of Sutton is holding a summer barbecue at 7:30pm at the Woodcote Flying Club.
- Tickets are £12.
- Live music with Dan Davison.
- Proceeds to be given to Homestart Sutton and The Kidney Fund.
Details are shown below:
Sounds like a fun event for a good cause.Read More
There’s nothing we love more than getting behind a worthy cause. Amy Ellis and Chloe Preston who are Dementia Friends have decided to run a Cupcake sale. We will be busy baking cakes to raise money for the Alzheimer’s Society and selling them outside our offices on Tuesday, 12th June between 11.00am and 3.00pm.
Funds raised on the day are aimed to raise awareness for the fight against dementia. 850,000 people in the UK have dementia, and this is set to rise to over 1 million by 2025. We are proud to be taking part in Cupcake Day which is a brilliant and easy way to support the work of the UK’s leading dementia charity.
There will be bunting pages for kids to colour in and a selection of cakes to buy for a donation upwards of 50p.
Come along and treat yourself to a tasty little morsel in aid of an excellent charity!Read More